Job Description
SUMMARY:
The Credit Risk Manager develops and implements policies, procedures of credit risk for the company’s financial models; manages and controls the risk system to ensure product transparency and anti-fraud.
DESCRIPTIONS:
- Being responsible for developing, reviewing/supplementing/updating regulations, policies, processes, and guidelines related to credit granting and risk management activities of the assigned portfolio/project/product, in addition to ensuring consistency and compliance with the company‘s general risk management policy on a regular schedule.
- Training, mentoring, and supervising the professional compliance and job quality of the credit appraisal employees assigned to management‘s categories, projects, and products.
- Coordinating, commenting on, and monitoring the content of product regulations, ensuring uniformity and compliance with the company‘s risk management strategy before and after product deployment to the market. Furthermore, proposing and monitoring risk checkpoints for the product.
- Developing/adjusting, installing, and controlling system parameters to manage the operation/implementation of credit policy regulations, appraisal scenarios, and fraud risk protection regulations for the specified portfolio/project/product.
- Coordination of the development and implementation of portfolio management reports, monitoring, warning, and proposing ways to minimize and optimize risk / credit loss in the portfolio / project / product assigned to management.
- Managing and optimizing the company‘s loan portfolio.
- Coordinating the development, operation, and optimization of the company‘s credit scoring system for credit granting and risk management activities.
REQUIREMENTS:
- At least 05 years of experience in a position or equivalent employment at a consumer finance company, retail bank, or Fintech company providing credit services.
- Having experience in orientation and building Credit Scoring system is an advantage.
- Having good writing presentation skills.
- Having good analyze skills and solving-problem mind-set.
- Having excellent communication and work with team well.
- Having experience in solution consulting.
- Logically thinking and proactive.
BENEFITS:
- Salary: Competition + annual review.
- 13th salary + annual KPI.
- Social/Health/Unemployment insurance according to current regulations.
- Opportunity to develop your own career path.
- Friendly and modern working environment.
- Healthcare insurance for personal and family.
- Opportunity to own a personal laptop
- Gift and bonus on birthday and holidays
- Annual travelling, teambuilding.
- Every 02 years working with MFast, you‘ll have an extra leaving.
ABOUT MFAST:
- MFast is the leading tech-enabled agent banking network that aims to democratize financial access for the underserved population in Vietnam and emerging Southeast Asia. The company is currently backed by prominent investors, including Ascend Vietnam Ventures, Wavemaker, Jafco Asia, Do Ventures, Headline, and Krungsi Finnovate.
- In the long run, MFast aspires to be an all-in-one agent banking platform for the unbanked and underbanked population. Our mission is to increase financial inclusion for people throughout Southeast Asia, starting with the Philippine market.
- At MFast, we attach an open, teamwork culture, embracing challenges as opportunities for growth. If you have knowledge, experience, and passion for the fintech industry, join MFast to accompany us on the journey of creating technological breakthroughs for the financial service sector, bringing tangible benefits to society.
